Work out the cash, CPF and stamp duties you'll need to buy a home in Singapore, whether it's a resale HDB flat, a private resale property or a new launch condo or EC.
This is an estimate, not a quote. It uses standard published rates. Your actual stamp duty, CPF usage, loan and payment amounts depend on your bank, IRAS, CPF Board and (for new launches) the developer's construction schedule. Please confirm with your banker and lawyer before you commit.
What are you buying?
Sources: Buyer's Stamp Duty and ABSD rates per IRAS (unchanged since 15 Feb 2023 and 27 Apr 2023 respectively). Loan-to-value limits, minimum cash and loan tenures per MAS and HDB rules, including the 75% HDB loan limit from 20 Aug 2024. Interest rates are editable planning assumptions, not live bank rates. This tool does not cover ABSD remission (for example, for married couples), the HDB resale levy, or reduced loan limits if you already have a home loan. Speak to us for an assessment of your own situation.